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|  | | | Notice the chimneys at both ends of the house. Multiple fireplaces were the source of heat for this house when it was first built. | |
Find Out About the Latest Middletown, Hazlet and Monmouth County Area Homes for Sale Before Anyone Else! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Middletown, Hazlet and Monmouth County, New Jersey area MLS, and even later on the national listings web sites, if at all. By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Middletown, Hazlet and Monmouth County buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Get an email as soon as my new properties come on the market in Middletown, Hazlet and Monmouth County! There's no obligation, and you can stop my emails with one click. Just fill out this form to get started... 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
To what process do the terms closing, escrow, settlement and passing papers refer?
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| A |
These terms, which vary in different parts of the country, describe the conclusion of a real estate sale. |
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Frederick Yahn
Coldwell Banker
864 Hwy 35
Middletown, NJ. 07748
Office: 732-796-2522
Cell: 732-995-9525
Fax: 732-671-0420
Email: AMillionHomes@yahoo.com
Frederick Yahn, Your Middletown, Hazlet, Highlands,Atlantic Highlands,Monmouth Beach,Seabright,Keyport, and Holmdel NUMBER1EXPERT. Also serving all of Monmouth County and Northern Ocean
County. "The only time success comes before work is in the dictionary. I am your local fulltime, full service Realtor".    
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